\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}
\begin{tabularx}{\linewidth}{l *{10}{>{\centering\arraybackslash}X}  } \hline\hline
            &\multicolumn{1}{c}{(1)}         &\multicolumn{1}{c}{(2)}         &\multicolumn{1}{c}{(3)}         &\multicolumn{1}{c}{(4)}         &\multicolumn{1}{c}{(5)}         &\multicolumn{1}{c}{(6)}         &\multicolumn{1}{c}{(7)}         &\multicolumn{1}{c}{(8)}         &\multicolumn{1}{c}{(9)}         &\multicolumn{1}{c}{(10)}         \\
& \multicolumn{2}{c}{Earnings Potential} & \multicolumn{2}{c}{Savings Rate} & \multicolumn{2}{c}{No Anxiety} & \multicolumn{2}{c}{Any Education} & \multicolumn{2}{c}{Combined} \\ \cmidrule(lr){2-3} \cmidrule(lr){4-5} \cmidrule(lr){6-7} \cmidrule(lr){8-9} \cmidrule(lr){10-11} \\
Above $ \hat{k_{i}} $&       0.319\sym{***}&       0.325\sym{***}&       0.345\sym{***}&       0.381\sym{***}&       0.245\sym{***}&       0.238\sym{***}&       0.302\sym{***}&       0.336\sym{***}&       0.264\sym{***}&       0.284\sym{***}\\
            &      (6.75)         &      (6.31)         &      (7.66)         &      (7.76)         &      (5.57)         &      (4.84)         &      (6.56)         &      (6.57)         &      (6.14)         &      (6.01)         \\
Constant    &      -0.176\sym{***}&      -0.180\sym{***}&      -0.169\sym{***}&      -0.191\sym{***}&      -0.106\sym{**} &      -0.102\sym{**} &      -0.152\sym{***}&      -0.174\sym{***}&      -0.107\sym{**} &      -0.119\sym{***}\\
            &     (-4.34)         &     (-4.19)         &     (-4.45)         &     (-4.79)         &     (-2.99)         &     (-2.71)         &     (-3.90)         &     (-4.19)         &     (-3.16)         &     (-3.32)         \\
\hline Baseline $ k $ FE & NO & YES & NO & YES & NO & YES & NO & YES & NO & YES \\ 
\(N\)       &        3292         &        3292         &        3292         &        3292         &        3292         &        3292         &        3292         &        3292         &        3292         &        3292         \\
\hline\hline \end{tabularx} 
